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Hard Money Lenders Directory Pro Hard money lending guides by city

California

The three numbers that decide it

Hard money is priced on the asset and the timeline, not on your credit score.

  1. PointsCharged up front, on top of the rate
  2. Loan to valueAgainst purchase price or after-repair value. Ask which
  3. Days to closeThe reason to use hard money at all
  4. ExitRefinance or sale. Lenders ask before they fund

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